Zakat Calculator

Work out your zakatable wealth and the Zakat you owe, based on the gold or silver nisab threshold.

Zakat Calculator

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Nisab Standard
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Zakat Calculator: The Complete Guide

Zakat is one of the Five Pillars of Islam — an obligatory act of charity for those whose wealth meets a minimum threshold. This calculator helps you work out your zakatable wealth and the amount due, using commonly cited figures.

Please note: This calculator gives a general estimate based on commonly accepted figures. It is not a fatwa (religious ruling) and does not account for every scholarly opinion or personal circumstance — particularly around business assets, agricultural produce, livestock, or long-term debts. Please consult a knowledgeable scholar or your local Zakat authority for guidance specific to your situation.

What Is Zakat?

Zakat is a mandatory annual contribution, generally calculated as 2.5% of a Muslim's zakatable wealth, provided that wealth meets two conditions: it is at or above the nisab threshold, and it has been held for one full lunar year (known as the hawl).

What Is Nisab?

Nisab is the minimum amount of wealth a person must have before Zakat becomes obligatory. It's traditionally defined using one of two standards:

Scholars differ on which standard to apply. Because silver is generally worth less than gold per gram, the silver standard results in a lower nisab threshold — meaning more people become liable for Zakat, and more support reaches those in need. Many scholars recommend using the silver standard for this reason, though the gold standard is also commonly used. This calculator lets you choose either one.

How to Use This Calculator

  1. Enter your assets: cash, gold and silver you own, business inventory, investments, and money owed to you.
  2. Subtract debts you owe that are due now.
  3. Enter current gold and silver prices per gram — these are used both to value any gold/silver you hold and to calculate the nisab threshold.
  4. Choose a nisab standard — gold or silver.
  5. Click "Calculate Zakat" to see your total zakatable wealth, the nisab threshold, and your Zakat due if you're above it.

Example:
Total zakatable wealth: $6,000
Silver price: $0.90/gram → Nisab (silver standard) = 612.36 × 0.90 ≈ $551

Since $6,000 is above the $551 nisab:
Zakat due = 6,000 × 2.5% = $150

What Counts as Zakatable Wealth?

Generally included: cash and bank savings, gold and silver (including jewelry, according to some schools of thought), business inventory intended for sale, tradeable investments and shares, and money you're confidently owed. Typically excluded: your primary residence, personal vehicles, and everyday household items not held for trade.

Features of This Calculator

Cash, gold, silver & business assets
Debt deduction
Gold or silver nisab standard
Instant 2.5% calculation
100% free
Nothing stored or sent to a server

Frequently Asked Questions (FAQ)

1. How much Zakat do I need to pay?
Zakat is generally calculated as 2.5% of your total zakatable wealth, provided that wealth is at or above the nisab threshold and has been held for one full lunar year (hawl).
2. What is nisab?
Nisab is the minimum threshold of wealth a person must have before Zakat becomes obligatory. It is commonly defined as the value of 87.48 grams of gold or 612.36 grams of silver. Scholars differ on which standard to use; many recommend the silver standard since it results in a lower threshold and helps more people in need.
3. Is Zakat due on gold jewelry worn for personal use?
This is a point where scholarly opinions differ. Some schools of thought consider personal-use jewelry exempt from Zakat, while others (notably the Hanafi school) hold that Zakat is due on gold and silver jewelry regardless of use. Consult a knowledgeable scholar for guidance specific to your circumstances.
4. Do I subtract my debts before calculating Zakat?
Generally, debts that are due immediately or in the near term can be deducted from your zakatable wealth before calculating what you owe. Long-term debts are typically treated differently depending on scholarly opinion.
5. Is this calculator a religious ruling (fatwa)?
No. This calculator provides a general estimate based on commonly cited figures. It is not a substitute for guidance from a qualified scholar or your local Zakat authority, especially for business assets, agricultural produce, or other less common cases.

🤲 A quick estimate to help you plan — verify with a knowledgeable scholar.